goes above and beyond expectations in several ways. Borrowers who have used the company’s services give its customer-service agents top marks, for example, writing reviews that praise their courtesy and knowledge. We confirmed the quality of service on the phone and via email. We found the company’s agents friendly and capable, willing to answer all our questions. Some or all of the products/services listed on this page are from our affiliate partners from which we receive commissions. This, however, does not influence the evaluations in our reviews.

If only they could see how it affects the lives of those they claim to be helping. I received a loan response from one lender with pretty high interest rates and then had to wait 4 days for funding halo infinite foundation collectibles guide when I needed the money sooner. I was told that it would be on its way soon after approval and that I should “sit tight”. Hi David – Our apologies for your less than stellar experience.

It goes against our guidelines to offer incentives for reviews. We also ensure all reviews are published without moderation. We use dedicated people and clever technology to safeguard our platform. I appreciate you helping me to get the loan to pay for my course. If you fall into a high-risk category, stay vigilant about any company that advertises a loan product that seems too good to be true for your situation. If in doubt, check that the company is licensed in your state or contact your state’s attorney general.

Your eligibility and interest rates are based on yourcredit historyand credit scores, among other factors, so it’s a good idea to get an idea where your credit is at before applying. There are some loan options that offer funding quickly that are often less favorable to borrowers. For example, payday loans, auto title loans, and other high-interest, short-term debt can be incredibly expensive. You should try to avoid these types of loans whenever possible. The easiest way to get an affordable personal loan, even if you have a bad credit score, is to use a borrower-lender matching service. does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you. Legitimate lenders may charge application, credit report or appraisal fees, which you’ll be aware of before you complete an application since real lenders make you aware of these fees. If there are surprise fees you weren’t aware of, it could be a scam.

Some businesses running personal loan scams will list addresses that are actually vacant lots, so it’s important to verify this. It’s virtually as untraceable as cash, and you won’t be able to report it as stolen if you’ve given it to a lender. If you provide your banking credentials, it’s possible to file a dispute with your bank or credit union, but it could take some time for your claim to be investigated.

It is possible that an entry from CashNetUSA may show in one or more of these third-party sources since CashNetUSA verifies your information via a variety of third-party sources. Credit Karma is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. If you can save a little bit each month in an emergency fund, you’ll be better off the next time you need quick cash. If you have a credit card, you could consider using it to cover an unexpected expense.